Types of Online Personal Loan – Know It All

Loan is a type of credit offered to an individual or legal entity, by a financial institution and upon payment of interest. Generally, financial institutions offer values, rates and terms according to their financial profile. In this case, the amount offered varies from person to person, depending on the profiles analyzed.

Loans are operations regulated by the Central Bank of Brazil, which makes it safe if done with an EasyCrenture partner company. If you borrow money from a relative, friend, or loan shark, you may risk abuse and quarreling. In such cases, be very careful and always prefer to simulate loans with us!

Online Loan vs. Bank

Online Loan vs. Bank

Until a few years ago loans could only be made at banks or street lenders. Today you can simulate, order and even sign the contract online. These are called fintechs , companies that can offer loans through websites and mobile apps.

The big difference between online lending and bank lending is that the first option allows you to do everything on your mobile or computer. When you choose to borrow from the bank, you need to go in person to the manager, for example. With fintechs you do it whenever you want, just access the site!

But can you simulate and send the documents too? Yes! You simulate and know the values ​​you will pay without surprises or fine print ? ! In addition, you send the documents with the help of your mobile camera. You take photos, our system validates if they are true photos and that’s it! No need to carry anything printed at the agency. So we avoid scams (fake document photos) and value your time!

Guaranteed loan

Guaranteed loan

This type of personal loan has the lowest rates on the market you can compare. It is also known as refinancing, where you use your car or home as collateral, so you get very low rates. EasyCredit partners offering Guaranteed Loan can offer you rates from 1.15% per month.

The collateral loan is calculated according to the conditions of the asset (car or home), the amount you want and the amount of installments. Generally it is possible to achieve high values, up to $ 100,000,000!

Who can get secured loan? People without restriction, with a good (car or house) in their name and who need high values. Want to set up a business, take a trip or even a big party? This loan option may be great for you!